Convert a Credit Card Statement PDF to CSV
Card statements list purchases, payments, refunds and interest in a table, which makes them a good fit for a CSV. Here is how to get that table out of a PDF and what to watch for with card-specific rows.
Your file is never uploaded. RowSmith reads text-based PDF statements in your browser. Scanned PDFs aren't supported yet. Always review the rows before you use them.
Open the free statement converter
Steps
- Download the statement PDF from your card provider's website rather than scanning a paper copy.
- Drop the PDF on the converter and wait for the preview table to fill.
- Look for the payment you made last month and any refunds, and check their signs.
- Choose Standard columns and download the CSV.
Good to know
Charges versus payments
On a card statement a purchase raises what you owe, while a payment lowers it. Some issuers print payments with a minus sign or a CR marker. In the CSV, decide on one convention, for example purchases negative and payments positive, and flip the sign of the amount column with a quick formula if the preview uses the opposite.
Interest and fees
Interest charges and annual fees often sit in a separate box below the transactions. If they don't appear in the preview, add them by hand so the month totals agree with the statement.
Card tables vary
The converter reads text-based PDFs with a date, description and amount table. Many card statements follow that pattern, but some don't, so compare the preview with the PDF before you rely on it.
Questions
Will foreign currency purchases come through?
The row shows the amount charged to your card in its billing currency. The original foreign amount, if printed on a second line, may end up in the description.
Can I combine several months?
Convert each month separately and paste the rows into one sheet.
This guide was written with AI assistance and reviewed against the converter's behaviour. Always review your output before using it.
RowSmith is an independent tool and is not affiliated with any bank or software company.
Converting is free. RowSmith Pro ($9/month or $59/year) adds suggested Schedule C categories, saved cleanup rules and monthly category totals.