RowSmith

Bank Statement PDF to CSV for Small Business Owners

Small business accounts produce a steady stream of deposits, card spending and transfers. Having each statement as rows makes chasing unpaid invoices and preparing quarterly numbers far less painful.

Your file is never uploaded. RowSmith reads text-based PDF statements in your browser. Scanned PDFs aren't supported yet. Always review the rows before you use them.

Open the free statement converter

Steps

  1. Download each business account statement as a PDF.
  2. Convert it to CSV and confirm the row count against the statement.
  3. Add columns for client, invoice number or expense type.
  4. Save the file alongside the PDF for your records.

Good to know

Matching customer payments

Deposits often carry a reference or the payer's name. With a column of invoice numbers next to them, you can see at a glance which invoices are paid and which still need a reminder.

Quarterly reviews

Filtering a quarter of rows by expense type shows where costs are rising, and the totals are ready for whoever prepares your tax figures.

Keep the PDF

The CSV is a working copy. The statement PDF remains your official record, so keep both together.

Questions

Is my business data sent anywhere?

No. The statement is read by your browser and the file stays on your device.

Can my bookkeeper use the file?

Yes. A CSV opens in almost any accounting or spreadsheet program, so you can pass it on with the matching PDF.

Related guides

This guide was written with AI assistance and reviewed against the converter's behaviour. Always review your output before using it.

RowSmith is an independent tool and is not affiliated with any bank or software company.

Converting is free. RowSmith Pro ($9/month or $59/year) adds suggested Schedule C categories, saved cleanup rules and monthly category totals.