Convert a Checking Account Statement PDF to CSV
Checking statements mix card purchases, transfers, direct deposits, checks and fees. Getting them into a CSV is the first step to budgeting, bookkeeping or answering a lender's questions.
Your file is never uploaded. RowSmith reads text-based PDF statements in your browser. Scanned PDFs aren't supported yet. Always review the rows before you use them.
Open the free statement converter
Steps
- Download the checking statement as a PDF from your online account.
- Drop it on the converter and look over the preview.
- Compare the first and last rows with the PDF, and check that money in and money out have opposite signs.
- Download as CSV or Excel.
Good to know
Checks often show only a number
A cleared check may appear as "CHECK 1043" with no payee. Add the payee from your own register or check images so the row means something later.
Transfers between your own accounts
Moving money from checking to savings is not spending. Label those rows as transfers so they do not inflate your expense totals.
Use the balances as a check
If your statement prints a starting and ending balance, the starting balance plus the sum of the amount column should equal the ending balance. If it does not, a row is missing or has the wrong sign.
Questions
Will check images come through?
No. Only the transaction rows in the text of the PDF are read.
Can I convert several months?
Yes. Drop several PDFs together and they are combined into one table, free.
Doing this every month? RowSmith Pro
Converting statements, including many at once into one table, stays free with no limit. Pro adds:
- A suggested Schedule C category on every transaction (a suggestion only; confirm with your own records or a tax professional).
- Saved cleanup rules to rename messy merchant text and set your own category every time, with an editor plus import and export.
- One CSV or Excel file per statement, plus a Source file column in the combined file.
- Monthly category totals as CSV or Excel.
- Extra Payee, Category and Category source columns in the accounting and Excel downloads.
$9/month or $59/year. Email us within 14 days of your first payment for a full refund, no questions asked.
This guide was written with AI assistance and reviewed against the converter's behaviour. Always review your output before using it.
RowSmith is an independent tool and is not affiliated with any bank or software company.
Converting is free. RowSmith Pro ($9/month or $59/year) adds suggested Schedule C categories, saved cleanup rules and monthly category totals.