Get Your Bank Statement into a Google Sheets Budget
Turn a bank statement PDF into a CSV you can import into your Google Sheets budget. Converted in your browser. Your file is never uploaded.
Converts text-based PDF bank statements to CSV or Excel in your browser. Your file is never uploaded. Always review the output before using it.
Steps for personal budgeting
- Download last month's statement for your everyday account as a PDF (scanned PDFs aren't supported).
- Choose the file in the converter near the top. It's opened on your device only.
- Delete transfers between your own accounts so they don't count as spending.
- Set Export layout to Standard columns (free, like the QuickBooks, Xero and YNAB layouts), choose Download CSV, then load it into your budget.
What the file looks like
| Date | Description | Amount | Balance |
|---|---|---|---|
| 2026-08-01 | Payroll deposit | 3100.00 | |
| 2026-08-10 | Gas station | -48.73 | |
| 2026-08-21 | Gym membership | -35.00 |
Sample rows, Standard columns setting.
Google Sheets notes
- Download the CSV, then in Google Sheets choose File > Import > Upload. Pick whether to create a new spreadsheet, insert a new sheet or append to the current sheet.
Why it fits personal budgeting
A shared Google Sheet is an easy way to budget with a partner. Convert each of your statements to CSV and import them as tabs, so you both see the same real numbers.
A shared household budget often has a monthly import tab and a dashboard tab. Each month, one person converts the statements and appends them, and the dashboard updates for both of you. Comments on individual rows are an easy way to ask what a charge was.
Tip: Import each person's statement into its own tab, then build a summary tab with SUMIF by category so neither tab gets overwritten.
Questions
Does RowSmith connect to my Google account?
No. You download the CSV and import it into Google Sheets yourself. RowSmith never asks for Google access.
Can I keep adding months to the same sheet?
Yes. When importing, choose Append to current sheet, then check the new rows join up with the previous month without duplicates.
Can I see the budget on my phone?
Yes, the Google Sheets app opens the same spreadsheet. Do the import on a computer, then check the numbers from anywhere.
RowSmith is an independent tool and is not affiliated with any bank or software company named on this page.
Converting is free. RowSmith Pro ($9/month or $59/year) adds suggested Schedule C categories, saved cleanup rules and monthly category totals.