Do a monthly subscription audit

Steps

1. On the same day each month, export the last few months of transactions. Overlapping exports are fine: repeated charges are counted once.
2. Drop the file into the subscription finder.
3. Look for flagged price increases first. A plan that quietly went up is the easiest saving to miss.
4. Check the next expected dates for anything due soon that you no longer want.
5. Export the list to CSV and keep it with last month's, so you can compare.

Good to know

Watch the yearly figure

Small monthly amounts add up. For example, with sample numbers, a charge of $9.99 a month is about $120 a year. The finder shows an estimated yearly cost for each item.

Price increases

When a charge's amount rises compared with earlier months, the finder flags it. Confirm the new amount on your statement.

Keep it short

The goal is ten minutes a month, not a full budget. Use the categories tab when you want a wider view.

Bills that drift

Power, water or phone plans with usage-based pricing rarely match from one period to the next; the finder marks those as varying rather than fixed. Glance at whether a varying bill jumped sharply, since a meter misread or an expired promotional rate can hide there.

Pick a calendar habit

Tie this review to payday or the first weekend of the month. Pairing it with something you already do makes it far likelier to stick.